- Coinbase CEO Brian Armstrong believes the global financial system is outdated.
- In his opinion, it is important to develop the tokenization of assets, making international trading 24/7 and accessible to everyone.
Brian Armstrong believes the global financial system operates on outdated infrastructure and needs eight major transformations to function effectively at the scale of the internet.
Coinbase CEO outlined Critical areas include tokenized assets, stablecoin payments, AI-powered financial instruments, self-custody wallets, and regulation designed for digital markets.

Armstrong believes the next version of finance will be more global, automated and based on Block-networks.
He believes that tokenization of real assets is a priority. Assets such as real estate, stocks, bonds, and investment funds should be transitioned to Block and thereby ensure instant settlements, wide distribution and fractional ownership.
In May 2026, the market volume of tokenized real assets exceeded valuation of $37,5 billion, fueled by major financial companies testing blockchain-based payment systems.
Another important issue Armstrong highlighted is the lack of continuous international trading. Traditional stock and bond markets operate within time zones, while crypto markets already operate 24/7.
Future financial markets, the top manager is confident, should provide a single global liquidity and give anyone access to any asset at any time. Stablecoins, with their near-instantaneous transactions and low fees, could play a leading role in this.
Armstrong noted that stablecoins could support payments from AI agents, with AI systems processing transactions automatically.
Coinbase’s CEO believes AI can improve risk analysis, more effectively detect fraud, and reduce operational costs.
The top manager calls for supporting innovation, provided there is adequate regulation. And in this situation, authorities need to take into account that it is no coincidence that people are cutting out intermediaries and switching to open markets. Block- protocols and wallets with self-storage. All they need is a smartphone with internet access, and no one would ever think of banning them.
Innovations that can improve the financial system will help startups and developers more easily attract funding through simpler schemes. This is how Armstrong envisions the future of capital allocation.
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