bitget, the world’s largest universal exchange (UEX), published report Bitget User Asset Allocation Report 2026. According to the report, retail investors are expanding their portfolios beyond cryptocurrencies, choosing commodities, stocks, and AI-powered investments. This means their portfolios are becoming more diversified across global asset classes. The findings are based on Bitget’s trading activity and responses from over 6000 users worldwide.
In the first quarter of 2026, cryptocurrencies remained the primary source of trading activity: 86% of surveyed users held crypto assets. In early January, crypto assets accounted for almost all trading volume, but by March their share stabilized at 60-80% as participation in other markets increased. Over the same period, trading in traditional assets, primarily gold, grew from virtually zero to 20-40% of total volume. This represents the strongest quarterly growth for non-crypto assets on the Bitget platform.
Data shows that 52% of users globally now hold stocks alongside cryptocurrencies, and 35% own gold or other precious metals, making commodities the most common non-crypto asset category among survey participants. Artificial intelligence and precious metals or oil were the two key themes most frequently associated by users with investment opportunities in 2026.
Diversification is accelerating even more among wealthy investors. Bitget users demonstrated an average annual return of 13% in 2025, with approximately 6% of VIP users achieving returns between 51% and 100% per year. Among wealthy clients surveyed, 74% said they plan to expand their investments into crypto assets, stocks, and commodities in 2026 to more actively manage risk.
Regional trading preferences continue to reflect local macroeconomic conditions. In East Asia, 60% of users cited avoiding currency conversion as a key reason for using USDT for settlements, while 48% noted the importance of not having to open a traditional account. In Southeast Asia, 46% of users cited access to leverage as the primary driver for trading traditional assets. In Latin America, 78% of users stated that diversification and protection from inflation or currency devaluation are the primary reasons for owning both crypto and traditional assets.
The use of AI is also becoming a part of basic trading behavior. 51% of users surveyed reported already using AI tools to support investment decisions. Bitget’s AI-powered products, including GetAgent, GetClaw, and Agent Hub, are increasingly being used to analyze corporate reporting, commodity price movements, macroeconomic factors, and on-chain signals across various asset classes.
Retail traders’ behavior is becoming more macroeconomically oriented. Users are reallocating capital across asset classes based on liquidity, volatility, and market access, and increasingly expect a single platform to effectively support such transactions.
Stablecoin settlements are becoming a practical entry point for broader market participation. Growing demand for commodities, stocks, and AI tools shows that users are building portfolios based on global signals rather than focusing on a single asset class, noted Bitget CEO Gracie Chen.
The survey results also show high demand for the Universal Exchange model. 71% of users cited USDT settlement as the most important feature, while 65% cited quick transitions between cryptocurrencies, stocks, forex, and commodities within a single account as a priority. Users consistently described the ideal trading platform as a system that combines access to global assets, stablecoin settlement, and centralized liquidity, transparent reserve verification and AI-powered decision-making tools.
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